My advice would be to talk to your dad. Let him know what's going on........that you found this Amex on your CR and talked to the company. Let him know. See what he says. If he tells you that he absolutely did not open that account.........then it is fraud and you should file a police report.
If for some reason he did open the account........maybe there might be another way around it. I'm sure he would not want your credit damaged........so if there is any way he can talk to Amex and explain that it should have been in his name (or whatever the reason may be)........that would be a better alternative (I would think) than filing a police report and fraud claim.
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~Trish~ |