I would go ahead and dispute all of those things......it cannot be late if it's been settled.
Not sure about the second notation but I would dispute it anyway stating the account was paid in full.
And since it wasn't a foreclosure.....yes I would be disputing that too.
Just state that you have noticed SEVERAL inaccuracies with this account and then list them out.
Then if it does come back verified, you need to go directly to the mortgage company.
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