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Originally Posted by metalranger33 thank you for the happy birthday...but those positive tl were not mine those were my dads...im 1993 i was 11 lol...ok ill get a hold of american express thank you for the help...and yes bank of america is showing as a charge off with a 0 balance i just checked. can i still get them off? |
Oh......I see why you disputed them now. Darn. (Der. Didn't do the math when I was reading it)
If BOA is reporting a $0 balance then that is correct. You can always try disputing it. Just look over it carefully and see if there are ANY inaccuracies (dates, terms, credit limit, etc.) and then dispute accordingly. If it is actually reporting correctly, you may just want to try "no knowledge or records" and see what happens.