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Old 03-10-2009, 04:00 PM
danelleo danelleo is offline
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Join Date: Mar 2009
Posts: 121
danelleo is on a distinguished road
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I have just become a member of this website about 2 minutes ago. I have been lurking around for a day, if that. My husband and I are working on repairing our credit so we can buy a house this coming January when we have to relocate for his new job.

I never understood what it meant to "opt out" until I read this post. Thank you and I have done it for both my husband and I!
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