Yes, after paying the settlement amount the OC is now reporting the remaining $579(from the original amount) as charged off as bad debt, but in the payment hhistory it is showing no late payments and past due amount $0. Below is the other info I could paste from my fico.
Charge Account
Dell Financial Services Status as of [?] Feb, 2009
Date opened [?] Mar, 2005
Date of last activity [?] Not Reported
Date paid out [?] Not Reported
Date closed [?] Nov, 2005
Account number [?] XXXXXXXXXXXXX
Loan type [?] Charge Account
Credit limit [?] $1,500
Largest past balance [?] $2,655
Terms [?] Not Reported
Account Type [?] Revolving Account
Account holder [?] Individual Account
Scheduled payment amount [?] Not Reported
This account was with ERSolutions I hope anyone that reads this is very careful how they handle this company I have read many complaints about them. AND if anyone ever buys a computer thru DELL you must be very careful to read the fine print!!!!
What should I do next?
Thanks Trish!!!!
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