Hey guys.....
Just had another one to add to this......we'll see where it goes.
I've had these 2 collection accts from the same CA on my reports since 2003. I have tried disputing them NUMEROUS times and they always come back verified. The OC refuses to talk to me. I sent the CA a DV......nothing.
I called up the CA several times and always got someone very rude. The first time I called they said they had already sent validation......I asked for it again and they supposedly sent it. Still nothing.
I have gone round and round with these people and finally gave up.......until lately. heh.
So, I was looking at my CRs and decided to file some complaints. They are not a member of the BBB.....so that's out. I file complaints with their state's Atty General and with ACA international. I found out they weren't even licensed or bonded. So they really have no right to collect on these debts.
Keep your fingers crossed! I'll be sure to update as soon as I find something out.