Check on those dates. Do you remember only having the card 2 months?
If you have any old statements or paperwork, dig into them and see if you can find the correct dates. That would be something worth disputing...
Like I said, it may be tough to get off but there is a certain protocol for tackling OCs (especially Crap One)......you have to start with disputing. If you can catch them in a mistake, it is to your advantage.
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