Quote:
Originally Posted by Cheesie007  What you don't want to do is offer to pay them as it will reset the time limitation of the debt. If it is over 3 years old I would just do the best you can to ignore them. As time passes the collection matters less as far as your score is concerned. |
The SOL does not reset by making a payment. The only thing that would reset an SOL is either by paying the OC (after the acct has fallen delinquent) OR by entering a new contract (either with the OC or a CA).
To the OP:
If it is a medical bill, you need to do your best to find out who the OC is.