[chane]

Originally Posted by thestockman

Chane,

Trying to reach out to you man. I have removed all IIB accounts, it's taken some time. Experian is still a joke, and I get tired of speaking to some moron in India or wherever, where they read from a script and refuse to actually verify more than an account number and a name.

Sorry for the tirade there.

Neverhteless, my BK says that I have zero assets and zero liabilities, both are factually wrong. How can I force the bureau to actually have the account reported accurately?

Are there supposed laws that I can put in a nice letter and fax a summation and a copy of the errant report to them, quoting laws, etc, etc, cases, ... and be able to hold them accountable?

I actually called Equifax, and did not lie, I just stated some of the above to them, and said that if the file is inaccurate and/or incomplete that they must remove it, ... and I asked them to specifically investigate the zero liabilities and assets, otherwise why would a person file a CH-7, ... they told me they'd investigate and send over those notes in the dispute.

Any magic out there? Any examples or success stories about how to have it removed utilizing any of the above, or is it a crap shoot?

Why not dispute it and try to have it completely removed? Why would you want it updated? Updated or not, it is still a huge negative for 10 years.

Tell them to verify it or delete it. That's all you need to say. (The secret is they can't verify it and by law must remove it.)