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Originally Posted by chane  Well, there are numerous ways to do it. I usually don't give a reason. I keep it short and simple. Here's a sample:
Dear Credit Bureau,
Your company has made an error on my credit report and I ask for your immediate assistance in correcting this error. Please remove the following account from my credit report or provide documentation that it belongs on my credit report and that my rights have not been violated.
US Bankruptcy - Docket #8675309
Sincerely, |
Hopefully Chane can help me with this, but if not, someone else. I have a Chapter 7 that was discharged in 2001. All of the accounts that were discharged are now off all 3 credit reports. I see that some people have been successful with removing a Chapter 7 from there reports and the sample letter above seems like a good one.
A couple of questions for you: If I send the above letter to all 3 credit agencies, do I have to send a copy of my credit report as well?
How do I send the letter? Regular mail - USPS (with the option where the person who receives it has to sign for it?
Is it true that public records can only be verified in person? The reason I ask this is because back in 2005, I wrote to the court house about my chapter 7 and the woman who I was in contact with, scanned the forms and emailed them to me. But, did she do this because I was the person who was involved with the chapter 7, or can anyone email the court house and have my information emailed to them?
Any help would be appreciated.
Thanks.