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Old 12-01-2008, 08:48 PM
scorch scorch is offline
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I have had fantastic results by simply telling the CRAs,

"Dear CRA, the following TL(s) is/are inaccurate. Please verify or delete it/them as soon as possible. Thank you."
(List TLs)

Another thing I would recommend is not to use that when disputing a detail in a positive credit item or at least be careful with your wording. They would delete the account from your credit report!
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