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Originally Posted by mountaindews  How should I go about getting the TL's that are reported as being included in the BK off? Do I just dispute the fact that they were not included in the BK. Get that taken off and then dispute them in general? |
Good question, that is a tricky one.
Would the accounts be negative if they were being reported correctly? If so, don't give a reason for the dispute, just ask that they be removed from your credit report.
If they would otherwise be positive, tell them that they were not included in bankruptcy and ask that they be updated to whatever you want them updated as; "paid in full" or whatever.
Either way, you don't want to admit to the bankruptcy if you are going to try to dispute it later. So, you would never want to try to prove to them that they weren't included in the BK by giving them a copy of it or anything like that. But, hopefully that is common sense.
