[jjgross]

Originally Posted by MissValerie2003

Okay I'm 19 and have 23,000 in debt 16000 for a car that I got out for my own mother and she screwed me over. The rest on stupid decions I made. I've come to realize that without your credit your basically a no body. I have talked to some companies locally in San Antonio where I reside and this one company GUARANTEED 80% taken off my credit report. GOod RIGHT??? But still technically that means I STILL owe the money right?? okay so now what do I do!!

Ok take a deep breath relax all this will pass. Now let's see what you can do.

1. Has any gone to collections?

2. You need to understand that this didn't happen overnight, and your mother owes yes. Thats a different issue!

3. Get the thought of your a nobody out of your head, you made a mistake now start working on correcting this.

4. Get your 3 credit reports and go through them.

5. Study this site for a couple of days and ask questions we'll walk you through some of it. DON'T PANIC.

Hey trish i'm at 648 now