 7 1/2 Years?
Every where I read about this 7 1/2 year rule....does this superceed the SOL for my state (MI) 6 Yrs?
Also can someone tell me what a charge-off is? I have an old-old like '97-'98 account showing up as charge-off account delinquint blah-blah-blah....This account was paid in full, Origional bank since been sold 3 times is now chase bank, went to main branch talked to highest up person I could find...she said they had no record of me, my soc. acc# nothing! when i disputed someone??? varified it and it stayed on...
This is just the first problem like this I've encountered with this fight, so glad I found this site.. Will appreciate any and all help/advice
I can't believe the $$$$$ in interest I've been paying for the past 10+ yrs. because I always thought it was my word against theirs.
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