Wow. so i just went over the credit report again. this account that they are deleting shows up 3 different times! the first is the reporting to all 3 bureaus all three show different amounts. the second is the account with a different variance on just equifax and experian and the third is a collection agency that bought the account. so tomorrow i will be sending a copy of the letter i received from HSBC to the collection agency. woo hooo!!!
In total this account showed up on my credit as $3,750. and its only one account for $939!!
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