I recently had an account turned over to a collection agency from a bank. It was for approx. 10,000 $. They offered me a settlement of 8000. Just wondering what to do. Should I pay the full amount or take the settlement? Should I get something in writing before I pay them, so as to have it removed from the bureaus? If he refuses to remove it, should I pay it or keep negotiating or dispute it? I have already had several conversations with them and have agrred to pay in full, but have since done some researching on the internet.
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