Thread: Dispute Letters
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Old 08-26-2008, 10:12 PM
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Quote:
Originally Posted by halestrm View Post
You may also want to recommend these are sent certified signature required. The data in the dispute letters allow a person with identity theft in mind to go to town.

Certified signature required allows you to know it reached it's destination. If their is a problem it allows you to better track the problem.
No. Do not send dispute letters CMRR unless you need proof in court and/or you are sending the dispute to the CRA legal dept. Even then CM only would probably be ok. CMRR on a regular dispute looks like a CRO....those along with all of the regular typed up form letters are processed and sent through to the dept where it is all computerized (just like online disputing). Human hands will never touch those letters.....and that lessens your chance of a deletion.

If you want proof or a way to track your letter.....send it CM only. Handwritten if possible. If not, use purple or teal italic font because their computers cannot scan those.

I got tired of spending so much money and now I only send my dispute via regular mail. Only time I use CM is when I know I will need proof.

Just my .02
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