I think I may have goofed on something and wish I would have found your site a few days ago. I had contacted one of the debt collection agencies by phone and asked if they would stop reporting the debt once it was paid for, they stated that since I had been contacted about this debt before they would no longer do that and would only report it as a paid debt. Should I still try and send a "pay for delete" letter or would it be better to pay the debt and then dispute it later. This debt is only about 6 months old, and I know it is really dragging down my score.
Thanks!
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