[scorch]

Alright! So I have begun my credit repair efforts since around the time I joined this site. Patience really pays off.

I have been able to remove addresses with dispute letters saying, "I do not know dis address hehe". lol!

Equifax, I must say is being the best. They have been prompt in deleting everything I dispute. As soon as they deleted my old addresses, I was so excited that I disputed the inquiries saying "I did not want or authorize these credit checks". They deleted all four of them right away. I heard they have to report it for 2 years no matter what, but not in this case! : ) Maybe it is because that even though I never received a credit report from them to begin with, I sent them a check for 15 dollars anyhow.

Well that is my success story and there is more to come.