Quote:
Originally Posted by scorch  So in your dispute letter you can say, "Dear, Experian/Equifax/TransUnion, please verify or remove the following public records..."
And according to Chane, all you would have to do after sending the letters is sit back and wait for them to be deleted. |
Well, yes, but it doesn't work every time. Nothing works every time, so don't be mad at me if it doesn't come off.
The CRAs are very inconsistent. I've had about a 90% success rate with most clients, including myself.
Here is what a typical letter that I use looks like:
Dear Credit Bureau,
Your company has made several errors on my credit report and I ask for your immediate assistance in correcting these errors.
Please provide documentation that the following accounts belong on my credit report and that my rights have not been abrogated. Otherwise please delete this damaging data immediately.
Foreclosure - Indiana Federal Court-So Docket# 5781234
Thanks for your time,
Chane Steiner