still posting
I originally posted this under credit repair with no response - hopefully this is the right forum.
My daughter filed chapter 7 and it was discharged in August 07. She recently checked her credit report and saw that two credit card companies were still reporting late payments as of 6/08. One c.c. comp. just reported a charge off and then sold the account to a collection agency that has started to report late payments. These c.c. comp. were given the paper work for the chap. 7
Isn't it against the law to keep reporting late payments and to charge off an account after being notified of a chapt. 7? What should be done first?
Thank you for any advice.
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