Thanks Chane for your reply. It is very confusing since on my credit reports it gives Bank of America as the adverse acct. and on the billing statements the name is AAA Financial Services. The numbers on these two accts. don't match only the first couple of numbers do. I wrote immediately for them to validate this acct. and they only send me copies of billing statements which state "This document is a copy of your statement for your records only. This copy is not a duplicate etc." They have not sent any signiture cards or anything else with my signiture on it, which I asked for. This acct also shows up on my husbands credit report as an authorized acct. but we have not been sent proof of this and we never shared accts. Also some of the big charges on this acct are from a natural gas co. which is not in this area and we own our own gas well so I do not need to buy gas. Any help is greatly appreciated.
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