[NormDal]

Greetings:

I have a couple of questions:

First, I started the process by sending the same "set" of verification letters to all 3 credit bureaus. The month has passed and I am pleased that many ugly things have fallen off and I've seen my score jump by 50-70 points. (The score is sort of a moving target...)

However - now the information is not consistent between the three agencies. For example, Equifax and Experian may have an account as "verified" whereas TransUnion deleted it. Is this a problem? How do I fix it?

Second, I'm signed up with the monitoring service with Equifax and also with Citi Identifty Monitor. THe Citi site gives you 3 scores but it's not necessarily the same as the site from the CRA itself. Is this a problem? Whom do I believe?

Thanks for any help or guidance.