[ninfragile19]

...credit card debt to eliminate first? Many people are telling me that regardless of that $6,000, now's the time to buy. My plan is to systematically pay off that card while saving at the same time to have an emergency reserve should push come to shove and I'm in a financial bind. I want to go into the home buying process with only my student loan debt to worry about. Outside of paying off the card in its entirety before purchasing a home, what other options do I have? With the market the way it is and my good credit score (730-ish, debt-to-income ratio around 10%), I'm sure there are options available to help me obtain a home faster.I should make it known that:1) I live with my folks who aren't charging me rent.2) I have an open to buy of $25,000 in credit.3) I don't consider myself in financial trouble. I have a 401K and a T-Rowe money market account I'm making continuous contributions to.