The problem you have is one that is very common. If for example you had a state tax lien in 2000 because you had a disputed issue. By 2002 you have cleared up the disput and the state agrees that they will remove the lien because they were wrong in the first place. Now in 2005 you go to refi your house or something and a credit agency sends someone over to the county records office. That person gets paid to find state tax liens and they report yours. They are not paid to find state tax lien "removals", which in most cases will be on the same page if not directly below the original lien. They don't bother to report the removal. So you run a credit report in 2006 and there is the 2000 lien. Now you must go to the recorders office and get a copy of the removal and file a protest with the credit agency.If a new researcher for a credit agency goes to the county recorder and finds the 2000 lien you can be assured that he will report that and the process starts all over again.I spent 12 years fighting with different state and county agencies as well as all of the credit agencies and a lien for a tax that was "never owed" from the 1980s still shows up from time to time.
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