First of all, congratulations! It sounds like your doing all of the right things, 2 suggestions for you:How much are you really saving, maybe its too much and more should be put into your loan payments. What accounts are you putting these savings into? Mutual funds would be a good start, look especially at dividend funds, higher interest rates, easy to convert to cash in emergencies. Most people who pay this neglect to look at their EXPENDITURES. Look and see where you can cut costs, mainly little things. I have to admit, I struggle with this cause I love to eat! eg. a meal out a day, plus snack can easily be $10+, 7 days a week = $70 = $280 per month.Hope this helps.
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