good question. there is a 3day hold after signing the loan papers, give you the opportuntiy to back out. thats 72 hours not buisness days.what they do, is run your credit again to make sure, nothing has change, right before you sign.yes, its risky to apply, but if you are approve good for you!!has for securing on the house, that would be a 2nd loan call equilty.good luck!
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