Quote:
Originally Posted by angeltear757
So, is it too late to have it removed? Can we still try anyway? And what would we need to do to go about doing that?
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Absolutely not. You can still dispute it. And because it is pretty old, it should come off.
Basically you just need to write the credit bureaus a letter and tell them that you are not familiar with it and that it should be removed immediately. Keep it simple. That's all you really need to say, don't over complicate it or give them too much information. That is the biggest mistake people make.