A secured card does count and will help to bring up your score. You can also try having someone add you as an additional cardholder. You'll automatically gain their payment history and so long as there are no additional problems, you're score will go up. Of course, there are a lot of trust issues involved in the set up I'm suggested, so it should be a parent or someone else you can trust.A secured card with a low limit won't put too much of a strain on you and you'll be able to rebuild your score. Make sure to put a balance on the card, but be certain to keep the balance below 35% of the card's limit. Good luck!
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