 Credit card question. Trying to repair credit.
Ok, here is my situation. I have some negative things on my credit report that have been payed off. A medical bill, and a roommate situation type thing that affected both our credit. The problem is I have nothing else on my credit besides this, and as the result my score is poor (588). I would really like to get a credit card to put my groceries on and pay off monthly. Just something that will bring my score up. I am very responsible and trust myself completely. I want to purchase a home in the next couple of years so I want to start bringing my score up NOW. I was going to apply for a secured card, but now I'm finding out that it doesn't even affect your score (??) I need advice on what I should do and what kind of cards are good for raising your score.
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