>you pay out an exra 1500 dollars.>you can only make so much money a month the rest goes to the collectors>they take all your taxes for two or more years>they lie to any banks you have loans with and tell you that you can keep it" but what realy happens is when your bank finds out they recall your loans" they dont tell you this">you have a bad credit rating for 7 years after" the worst"> after you file you end up with realy nothing. not even a credit rating
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