First of all, you need to realize that neocons do not respect education. So your degree means nothing to them.
Secondly, any problem with the economy is Bill Clinton's fault. But the foreclosure problem, they blame on all those "liberal" banks out there who lend money to people who have less than stellar credit ratings.
What they don't realize is that it doesn't matter how good someone's credit rating is, if the prices of consumer products keep going up and up and up, and salaries aren't increasing at the same rate, eventually, people have to choose between making mortgage payments and feeding their families.
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