Doesn't matter. If you are legally married, all of your debts and all filings of bankruptcy are shared. If you are married, you file jointly on your tax returns, so that means your debts are her debts, and hers are yours. It will drop both of your credit scores, and hurt any chances for future loans, mortgages, credit cards, or any other kind of lending. A bankruptcy is a terrible curse. I am sorry for your troubles, and I hope that you can settle them safely and easily. Have you tried a debt consolidation service??
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