[fa q]

Here's the situation: My dad was in the hospital last year and almost died. I was with him for about 45 days during this time i missed approx 2 payments on all my loans( car loan, 2 personal loans, 2 credit cards, and a 4 wheeler loan) Once i returned home I quickly returned everything to normal, or so I thought. Now over a year later I have all of the above paid off except for my car but I got denied for a loan the other day when i went to trade my car in. I got several letters and they all said the same thing. Past or present delinquencies. now this was just 2 missed payments that were corrected before any went to collections. whats the deal here if they are paid off?to elaborate all debt but my car payment is paid off completely. I was 60 days past due on 6 accounts, but only one of the 6 (car) remain with a balance.