Dispute Bad Credit
I Raised My Credit Score Over 200 Points by Disputing Bad Credit!
Did you know that you have the right to dispute information contained on your credit report? When you dispute bad credit with the credit bureau, they have 30 days by law to verify the information. If the information cannot be verified, it must be deleted.
Note that whether the account is "really" yours or not has no bearing on their responsibility to verify it. If it cannot be verified, it must be deleted. Period.
True Story:
After losing my job I fell further and further behind on my payments. All my credit card accounts were charged-off and sent to collection agencies. I eventually filed bankruptcy and after weeks of looking, I finally found another job.
But, the damage to my credit was already done.
Every one told me it'd be at least 7 - 10 years until I was able to get credit again. For a while I believed them and I just accepted it, but now I know much differently.
I got so sick of having bad credit that I decided to hire a professional credit repair service. I hired Lexington Law Firm.
At first I was skeptical, but within weeks I was able to see results. Lexington Law really went to bat for me and over the next few months got all of the negative accounts removed from my credit report - even the bankruptcy!
I received letters from the credit bureaus every few weeks letting me know that bad accounts had been removed. Here are snapshots from some of the letters:
Collections Removed from My Credit Report:
Bankrutpcy Removed from My Credit Report:
Charge Offs Removed from My Credit Report:
My credit scores have drastically improved since there are no longer any negative accounts on my credit report. Here is a snap shot my credit scores from MyFICO since I signed up with Lexington Law:
Client Testimonials:
“Thanks Lexington Law Firm for all your help. I appreciate all you have done to clear my credit. So much progress was made in such a short time. You were very professional and very helpful at all times. It was nice to get someone on the phone whenever I needed assistance. I will keep you in mind if I ever need anything else.”
— D.S., Lexington client
“I’ve been a customer with Lexington Law for some time getting my credit fixed. You’ve helped me clean up the snags in my credit history. It used to be when I went to get a loan they’d charge be between 16 to 20 percent interest. A few months back, due to my credit being clean, I was able to get a used car loan for under 8%. That amounted to over $100 a month in interest savings. I was also able to purchase 5 acres of land and have been approved for a construction loan to start building a house.! Thank you all!”
— C.R., Lexington client
You can read hundreds of client testimonials and even watch some very inspirational client video testimonials here.
Lexington Law has helped thousands of clients by deleting all kinds of bad credit items including bankruptcy, judgments, liens, collections, charge offs, foreclosure, and more!
