Dispute Bad Credit
I Raised My Credit Score Over 200 Points by Disputing Bad Credit!
Did you know that you have the right to dispute information contained on your credit report? When you dispute bad credit with the credit bureau, they have 30 days by law to verify the information. If the information cannot be verified, it must be deleted.
Note that whether the account is "really" yours or not has no bearing on their responsibility to verify it. If it cannot be verified, it must be deleted. Period.
How I Got Bad Credit
A few years ago, I went through some tough times in my life. I lost my job after the company I worked for went under. The bills piled up and I was unable to make my monthly payments. Eventually, all of my credit card accounts were charged-off and sent to collection agencies.
My life became a nightmare of collection calls and endless harassment from debt collectors. Eventually, I filed bankruptcy and was relieved of my debt, but the damage to my credit was already done.
What I Did About It
For years I was denied the chance to own a home, get a new car, or even take a vacation – all because my credit scores were too low for the banks to even consider giving me a loan. Getting turned down for loans over and over was frustrating and embarrassing.
A friend told me about Lexington Law Firm and was ranting and raving about how awesome they were. I was skeptical at first, but after seeing what they did for him, I knew I had to give them a try. So, I got online and looked them up.
Lexington Law Changed My Life
I called the 1-800 number at the site (800-258-0062) and spoke to a credit expert who was very friendly and understanding of my situation. She was also very knowledgeable. So, I went ahead and signed up. Boy, am I glad I did! After about 3 weeks, I started receiving letters from the credit bureaus stating that negative accounts had been removed from my credit reports! (See below.)
Collections Removed from My Credit Report:
Bankrutpcy Removed from Equifax:
Bankrutpcy Removed from TransUnion:
Charge Offs Removed from My Credit Report:
My credit scores have drastically improved since there are no longer any negative accounts on my credit report. Here is a snap shot my credit scores from MyFICO since I signed up with Lexington Law:
Client Testimonials:
“Thanks Lexington Law Firm for all your help. I appreciate all you have done to clear my credit. So much progress was made in such a short time. You were very professional and very helpful at all times. It was nice to get someone on the phone whenever I needed assistance. I will keep you in mind if I ever need anything else.”
— D.S., Lexington client
“I’ve been a customer with Lexington Law for some time getting my credit fixed. You’ve helped me clean up the snags in my credit history. It used to be when I went to get a loan they’d charge be between 16 to 20 percent interest. A few months back, due to my credit being clean, I was able to get a used car loan for under 8%. That amounted to over $100 a month in interest savings. I was also able to purchase 5 acres of land and have been approved for a construction loan to start building a house.! Thank you all!”
— C.R., Lexington client
You can read hundreds of client testimonials and even watch some very inspirational client video testimonials here:
Lexington Law has helped thousands of clients by deleting all kinds of bad credit items including bankruptcy, judgments, liens, collections, charge offs, foreclosure, and more!
CLICK HERE TO GO DIRECTLY TO LEXINGTON LAW!
