Debt Settlement

Getting Out of Debt | Debt Elimination | Debt Consolidation | Debt Settlement | Credit Counseling

What is Debt Settlement?

Debt settlement companies negotiate a lump-sum payment to your creditors usually up to 60% lower than your original debt. You can pay off your debt much sooner and much cheaper.

Read my story below (and check out the images for proof) to see how you can get out of debt without filing bankruptcy.

How We Got In Debt

As a realtor my income always fluctuated. Sure, I would have a few months with little if any pay, but it seemed that my next paycheck was just around the corner as soon as I wrapped up the next sale.

It wasn't until the market dried up last year that my job really hurt us. We were used to using our credit cards to make ends meet. We would just pay them off when I got my next big commission check. This time that check never came. I hadn't sold a home for 9 months and we were over $44,000 in debt and could no longer afford to make the minimum payments...

What We Did About It

With the new laws we knew that filing bankruptcy wasn't an option for us. A friend suggested we contact Debt Help 101, a debt negotiation firm. I did my research online, liked what I saw and submitted for a free consultation. We signed up right away. Debt Help 101 negotiated with our creditors on our terms. They saved us over $33,000 and from filing bankruptcy. I have included copies of the letters I received from the negotiation process.

Bank of America Settlement

Capital One Settlement

Discover Settlement

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Conclusion

We avoided bankruptcy and saved over $33,000 with the help of Debt Help 101. Life is so different now that we are out of debt. Once again, we have a firm handle on our finances.

What Others Are Saying

What To Do Now

Head on over to Debt Help 101 and get a free, no obligation Debt Negotiation Consultation.