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Debt Elimination

Getting Out of Debt | Debt Elimination | Debt Consolidation | Debt Settlement | Credit Counseling

What is Debt Elimination?

Debt elimination is simply the process of paying off loans as fast as possible so that you can stop paying interest. Sometimes debt elimination refers to do-it-yourself methods such as living frugal, creating a budget, or using the debt snowball technique. Other times it refers to working with a debt elimination company also known as a debt relief company.

For Do-it-Yourselfers

If you are a do-it-yourselfer, check out Dave Ramsey's Financial Peace. Dave Ramsey is best selling author and radio talk-show host. His programs are in more than 2,800 churches accross the country. He has helped thousands of people get out of debt and back on their feet.

Professional Debt Elimination

For professional debt elimination, Debt Help 101 is the way to go. Read my story below to see how they can help you.

How We Got In Debt

As a realtor my income always fluctuated. Sure, I would have a few months with little if any pay, but it seemed that my next paycheck was just around the corner as soon as I wrapped up the next sale.

It wasn't until the market dried up last year that my job really hurt us. We were used to using our credit cards to make ends meet. We would just pay them off when I got my next big commission check. This time that check never came. I hadn't sold a home for 9 months and we were over $44,000 in debt and could no longer afford to make the minimum payments...

What We Did About It

With the new laws we knew that filing bankruptcy wasn't an option for us. A friend suggested we contact Debt Help 101, a debt negotiation firm. So, we filled out the form for a free consultation and signed up right away. Debt Help 101 negotiated with our creditors on our terms. They saved us over $33,000 and from filing bankruptcy. I have included copies of the letters I received from the negotiation process.

Bank of America Settlement

Bank of America Pay Off

Capital One Settlement

Capital One Pay Off

Discover Settlement

Discover Pay Off

Visit Debt Help 101 Now for More Info

Conclusion

We avoided bankruptcy and saved over $33,000 with the help of Debt Help 101. Life is so different now that we are out of debt. Once again, we have a firm handle on our finances.

What Others Are Saying

"When I was almost done with the program it was a feeling of... light at the end of the tunnel."
Matt - LA, California
4 accounts settled 11 months
Saved $7,331.31

"I know that Debt Help 101 has helped me learn how to be wiser, how to spend my money."
Mark & Erin - Philadelphia, PA
10 accounts settled 14 months
Saved $32,085.45

What To Do Now

Head on over to Debt Help 101 for a free, no obligation Debt Consultation.