- Cost: $12.95 Setup – Only $99.95/mo.
- Over 20 Years of Experience
- B BBB Rating
- TransUnion Credit Monitoring at No Extra Charge
- Score Tracking & Analysis
- Mobile App & Alerts
- No Contract – Cancel Anytime
CreditRepair.com is quickly becoming one of the most popular credit repair options for people with bad credit. They’re designed to be a one-stop solution for customers who want credit repair and credit monitoring all-in-one. Their comprehensive solution allows people to stay on top of their credit scores 24/7, even when they are away from the computer. The included credit monitoring from TransUnion adds significant value as most credit monitoring services can cost anywhere from $25 per month and up.
This service is best for people who want continual information about the credit repair process. CreditRepair.com provides both email and text alerts when significant changes are found on your credit report. Being alerted to these changes right away can ensure that false or misleading information is removed from your credit report as quickly as possible.
While CreditRepair.com costs a little bit per month more than our #1 and #3 choices, Lexington Law and Sky Blue Credit Repair respectively, they do offer credit repair and credit monitoring all-in-one. As a B rated company with the Better Business Bureau, you can trust CreditRepair.com to provide you with top quality service and assistance with getting your credit back on track.
Past Client Reviews:
“Thanks to creditrepair.com, I’ve finally been able to qualify for an auto loan to get a much-needed new vehicle for the family! In just one month I’ve had two negative items removed that were keeping me from being able to qualify for the loan that we needed. Can’t say thank you enough!” – D.D.
“We were hoping to qualify for a new home while the interest rates at the banks were low. Three charge-offs meant that we couldn’t qualify for a bank loan and I thought we would have to give up moving into our dream home. Working with them was the best choice that we could’ve ever made. We closed on our home three months after they cleaned up our report!” – T.S.
“Charge-offs from medical bills and a bankruptcy due to health issues had ruined my credit. It was impossible for me to qualify for even the worst credit cards, and I had a lot of difficulties getting back on my feet. CreditRepair.com helped me turn things around and stopped the debt collectors from listing and relisting old debts. Awesome work!” – S.S.
or Call (855) 255-0265 for a Free Consultation!
Frequently asked questions about CreditRepair.com:
How does CreditRepair.com work?
Upon sign up, they pull your credit reports. Then, they organize it in a way that helps you identify items you want to dispute of have updated. Once you’ve chosen the accounts you want to challenge, they put together a game plan to help you get your desired results.
Once they have a game plan in place, they work directly with your creditors and communicate with the credit bureaus to confirm that the appropriate changes have occurred.
How long does it take them to repair my credit?
How long it takes depends on your goals, your situation and how much work needs to be done. Their experts get to work quickly and efficiently on your credit reports so that you can achieve the best results possible.
Do they offer a guarantee?
No, there is no mention of a guarantee on their website. Results depend on how your creditors and the credit bureaus cooperate and are impossible to predict.
Which items on my credit report can be removed?
Any item that has been placed on your credit report, including bankruptcies, late payments, repossessions, hard inquiries, collections, judgments, charge-offs, etc. can be removed from your credit report. That doesn’t mean they will be, as there are no promises or guarantees, but they absolutely can be.
CreditRepair.com vs. Lexington Law – who’s better?
Lexington Law and CreditRepair.com are two of the biggest names in credit repair, so they get compared a lot. They are actually owned by the same company but offer different credit repair services. We have Lexington Law ranked #1 as we believe they are the best, but CreditRepair.com and Sky Blue Credit Repair are ranked a very close #2 and #3 respectively. We have reviewed and presented the facts for each company, but we encourage you to give them each a call and choose who you think will do the best for you.
Where are they located?
They are based in Seattle, Washington with a few offices throughout the country. However, it’s unnecessary to visit their offices as you may call or email their advisors from anywhere in the country.
How much does it cost?
The cost is $99.95 per month, plus a one-time charge of $12.99 to obtain your credit reports.
Does CreditRepair.com offer a discount for family members or couples?
Yes, they offer a couple’s discount of $100. You do not have to be married to the second person to receive the discount.
What is their phone number?
They can be reached at (855) 255-0265 during business hours. If calling after hours, you can leave a message.
What are CreditRepair.com’s call hours?
Mon-Fri: 5:00 am to 10:00 pm MST
Sat: 7:00 am to 9:00 pm MST
Sun: 7:00 am to 8:00 pm MST
How do I cancel with CreditRepair.com?
You can cancel anytime with no further obligation. There are no contracts or pre-set obligations. Whenever you have achieved the desired results or whenever you feel like there is nothing else they can do for you, give them a call to let them know that you would like to cancel and you won’t be billed further.