Sample Validation Letters

The letters above are sample debt validation letters. The Fair Debt Collection Practices Act (FDCPA) gives you the right to request validation and provides you many other protections against debt collectors. For best results, you will need to get familiar with the FDCPA.

Caution: These are only samples. They are not fill-in-the-blank form letters. Exact wording should not be used. Instead, the wording should be customized to your situation. Collection agencies can spot form letters. For best results, you will need to change them up and make them unique.

Letter 1 | Letter 2 | Letter 3 | Letter 4 | Letter 5