Sample 'Pay for Delete' Letters
Pay for delete is one of the best ways to negotiate with the creditors and debt collectors to have negative accounts deleted from your credit report. Send the pay for delete letter to the creditor or collector offering a settlement payment if the collector deletes the account from your credit reports. Wait for a written response from the collector before taking any action. Do not make any payments until you get the pay for delete agreement in writing.
Remember, these are only sample letters. It’s always best to use your own words.
Visit the credit forum for more information on the pay for delete method.