Sample Dispute Letter 3

Note: Remember to include a photocopy of your social security card and something with your current address on it such as driver’s license, W2′s, utility bill, etc.

[Name]
[Address]
[City,St ZIP]

Social Security number: [XXX-XX-XXXX]
Date of birth: [XX/XX/19XX]

01/01/2011

Equifax
P. O. Box 740241
Atlanta, GA 30374-0241

Dear Credit Bureau,

This letter is a formal complaint that you are reporting inaccurate credit information.

I am very distressed you have included the below information in my credit profile, due to its damaging effects on my good credit standing. Because of the mistakes on my credit report, I have been wrongfully denied credit recently.

The following information needs to be verified and deleted from the report as soon as possible:

CREDITOR AGENCY

Acct.# 123-34567-ABC

Please delete the above information as quickly as possible.

Sincerely,

[Name]

Note: The above letter is addressed to Equifax, but works for all three credit bureaus. Simply replace their address & information with TransUnion’s or Experian’s information listed below.

TransUnion
P. O. Box 1000
Chester, PA 19022

Experian
2220 Ritchey
Santa Ana, CA 92705