Sample Dispute Letter 2

Note: Remember to include a photocopy of your social security card and something with your current address on it such as a driver’s license, W2, utility bill, etc.

[Name]
[Address]
[City,St ZIP]

Social Security number: [XXX-XX-XXXX]
Date of birth: [XX/XX/19XX]

Equifax
P. O. Box 740241
Atlanta, GA 30374-0241

01/01/2011

Dear Credit Reporting Agency,

Please provide evidence the following account belongs on my report and that my rights have not been abrogated. In the event that no record exists, please delete this damaging account information.

Account Name

Account #######

Your report or confirmation number (if available).

(Name)

Note: The above letter is addressed to Equifax, but works for all three credit bureaus. Simply replace their address & information with TransUnion’s or Experian’s information listed below.

TransUnion
P. O. Box 1000
Chester, PA 19022

Experian
2220 Ritchey
Santa Ana, CA 92705