Dispute Letter 3

Letter 1 | Letter 2 | Letter 3 | Letter 4

Note: Always remember to include a photocopy of your social security card and something with your current address on it such as driver's license, W2's, utility bill, etc.

[Name]
[Address]
[City,St ZIP]

Social Security number: [XXX-XX-XXXX]
Date of birth: [XX/XX/19XX]

Equifax
P. O. Box 740241
Atlanta, GA 30374-0241

01/01/2007

Dear Credit Bureau,

This letter is a formal complaint that you are reporting inaccurate credit information.

I am very distressed that you have included the below information in my credit profile due to its damaging effects on my good credit standing. Because of the mistakes on my credit report, I have been wrongfullydenied credit recently for a <insert credit type for which you were denied here, which was highly embarrassing and has negatively impacted my lifestyle.

The following information therefore needs to be verified and deleted from the report as soon as possible:

CREDITOR AGENCY, acct. 123-34567-ABC

Please delete the above information as quickly as possible. Sincerely,

[Name]

Note: The above letter is addressed to Equifax, but works for all three credit bureaus. Simply replace their address & information with TransUnion's or Experian's.

TransUnion
P. O. Box 1000
Chester, PA 19022

Experian
2220 Ritchey
Santa Ana, CA 92705