How to Remove Collections from Your Credit Report
Are Collection Accounts Ruining Your Credit? Find Out How You Can Get Them Legally and Permanently Removed.
Collection accounts can remain on your credit report for up to 7 years. Even if you pay it in full it's still considered a negative account and will remain on your file as a "paid collection" for 7 years. Find out below how I got them legally and permanently removed from my credit reports.
Read my story below (and check out the photos for proof) to see how you can remove collections from your credit report.
How I Got Bad Credit
I was laid off from my job a few years ago. The unemployment checks ran out, but the bills kept piling up. It got to the point that I was no longer able to make my payments, not even the minimums. All of my credit card accounts were charged-off and sent to collection agencies. I Didn’t know what to do or where to turn.
My life became a nightmare of collection calls and endless harassment from debt collectors. It was a tough decision for me, but I Decided to file bankruptcy. Although the bankruptcy had relieved me of the debt, the damage to my credit was already done.
How I Bounced Back
It's not what happens to you, but how you react to it that matters. – Epictetus
I knew I had to do something about my credit. I’m not the type of person to just sit there and wait for 7 to 10 years until the bad credit falls off of my credit report. I tried to apply for new loans to show them that I was credit worthy, but every single bank denied me. Getting turned down for loans over and over was frustrating and embarrassing.
A friend told me about Lexington Law Firm, a affordable law firm that helped him remove negative items from his credit report. Now I know the last thing you think of when you hear the words "law firm" is "affordable", but trust me, the pricing is the best part! So, bear with me. I was very skeptical at first too, but after seeing what they did for him and how much it cost, I knew I had to give them a try!
Lexington Law Changed My Life
I called the 1-800 number at the site (800-220-0084) and spoke to a credit expert who was very friendly and understanding of my situation. She was also very knowledgeable. So, I signed up and boy, am I glad I Did! After about 3 weeks, I started receiving letters from the credit bureaus stating that negative accounts had been removed from my credit reports! (See below.)
Collections Removed from My Credit Report:
My credit scores have drastically improved since there are no longer any negative accounts on my credit report. Here is a snap shot my credit scores from MyFICO since I signed up with Lexington Law:
Lexington Law has helped over 1/2 million clients improve their credit. For over 17 years, Lexington has been the trusted provider of affordable credit repair solutions. You owe it to yourself to at least check it out!
Client Testimonials:
"I have to admit I was a little skeptical at first, but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Thank you for everything that you are doing for me and please pass on to your staff my appreciation for all of the hard work."
— T.B., Lexington client
"I am more than happy with what you have been able to accomplish. When I started this, my credit score was 480 and I had several inaccurate items on my report including two chargeoffs...My score is now 684 and I just bought a truck at a favorable interest rate...The credit union now shows my internal score with them to be 782 out of 800. This is what I call results."
— S., Lexington client
You can read hundreds of client testimonials and even watch some very inspirational client video testimonials here:
If you're sick of having bad credit, let the professionals at Lexington Law Firm take care of it for you. Here is just a small sample of collection agencies that can be removed from your credit report:
AFNI | Alliance One | Allied Interstate | ARS National | CBCS | Midland Credit Management | NCO Financial | Portfolio Recovery | RJM Acquisitions | United Recovery
Discount for Couples
Lexington Law is now offering $50 off the inital fee when you and your spouse sign up together. The discount will be applied after the second sign-up is complete.
Remove Collections from YOUR Credit Reports Now!
Call 1-800-220-0084 for a FREE Credit Consultation!
