Do You Have NCO Financial Collections on Your Credit Report?
NCO Financial Systems is a collection agency located in Pennsylvania. Their methods have been shown to harass consumers and they can even negatively affect your credit score for several years. They are one of the most notoriously poor collection agencies out there. One website alone lists almost 200 complaints against NCO.
Did NCO Try to Contact You Recently?
If you have had the misfortune of being pursued by NCO Financial, you are probably looking for a way to make them just go away. Nobody likes hearing from collection agencies, and NCO has proven to be one of the more aggressive agencies in the country. Regardless of how old your debt is, they will still try to find out where you are to collect the debt that they believe is owed to them. NCO has been known to pursue debts as much as 15 years old! They will also pursue you for debt that has never belonged to you. Below I have listed several additional practices they are known for.
NCO will sometimes use automated messages to contact you. They load your name and phone number into an auto-dialer and call you daily, and sometimes more than once a day. Many people have been called twice-a-day for long periods of time, and some have been contacted as many as five times per day. NCO does not provide a number where you can reach them and they appear on your caller ID as “unknown.” In the instances where you do speak to a live person, NCO has a reputation for poor customer service and rude treatment of consumers.
Make Them Prove It!
NCO Financial assumes you are guilty. There can be many reasons why people are sent to a collections agency. Sure, sometimes it can be because they have unpaid debt. However, another issue is these companies mess up all the time. They make clerical errors and can assign debt to the wrong people. Individuals have reported being falsely contacted by NCO numerous times. If you are getting harassed by NCO Financial Systems Inc. it does not necessarily mean you are in the wrong. You can place the burden of proof on them by requesting a debt validation letter.
How to Contact NCO Financial Systems Inc.
507 Prudential Rd
Horsham, PA 19044-2308
Phone number: (215)-441-3000
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I was able to get a good job after about six months of unemployment and started paying all of my bills on time, but by then the damage had been done. All of my friends were buying nice cars and new condos after finishing school. I was stuck with my old beater car because I couldn’t qualify for a loan.
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Lexington Law Helped Me Take Control of My Credit Score
I gave Lexington Law a call and they quickly helped get a couple of things removed from my credit report, even though I had filed for bankruptcy. After a quick and easy application process, my bad credit score quickly went from bad to mediocre, to good.
NCO Financial Removed Debt Collection from My Credit Report:
My credit scores have dramatically improved since there are no longer any negative accounts on my credit report. Here is a snap shot of my credit scores since I signed up with Lexington Law:
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