Is Alliance One Collections Showing Up On Your Credit Report?
Have you been dealing with Alliance One Collections, or have they shown up on your credit report? If so, the damage to your credit report may be long-lasting, but it doesn’t have to be. There are some things you can do to get them removed from your report, legally and permanently.
What You Should Know About Alliance One Collections
First and foremost, Alliance One Collections is a business that is trying to make a profit. Unfortunately for many consumers, Alliance One depends upon them in order to make that profit. Alliance One specializes in collecting credit card debt, phone bill debt, debt for utility and medical bills, and even debts owed to local and state governments. They primarily make harassing phone calls in order to collect on the debts owed to them.
Alliance One has been known to do the following questionable practices in order to collect:
- They will call relentlessly, and often many times in one day.
- They try to bully consumers in order to intimidate them to pay.
- They will yell at people, or even threaten legal action if bills are not paid quickly. This goes against the Fair Debt Collection Practices Act.
- They will call friends and loved ones in order to find the person they are looking for.
What Should You Do if Alliance One is Contacting You?
First of all, stay calm. If you’re not sure who it is or why they’re calling, the worst thing you can do is panic and just pay them without knowing any background information. These companies make mistakes all the time. If you have doubts about what they are trying to collect, ask them to send you a debt validation letter. You should also try to get them to work with you in order to collect any debt you may owe them. Remember, they are trying to make money by getting you to pay them money. Ask them if they will accept a lower amount. Also ask if they will remove any negative items from your credit report in exchange for your payment. Make sure you receive any agreement in writing if they agree to work with you in this manner.
If Alliance One is harassing you and not honoring your requests for them to stop, you may also want to consider sending them a cease and desist letter. This will make it so that they legally have to stop harassing you if they are not justified in their harassment.
How To Contact Alliance One
1160 Centre Pointe Drive
Mendota Heights, MN 55120
Remember, if Alliance One has already damaged your credit report, you can still dispute the negative items in order to get them removed. Doing so could help you increase your credit score so you can qualify for lending and save money by paying lower interest rates on your loans.
Got Credit Problems? You Are Not Alone!
A few years ago I went through what a lot of Americans go through. Basically, I lost my job when my company went under, and as a result, I was unable to pay my bills. I ran up a lot of high interest credit card debt, and when I was unable to keep up with the payments, the accounts were sent to collections. Ultimately, I went bankrupt because of the stress this situation caused me. It was embarrassing and it did long term damage to my credit. Fortunately, I was able to get help.
Having Bad Credit Isn’t the End of My Story
After struggling to get loans or any type of financing, a friend of mine told me to look into Lexington Law Firm. I was a little disbelieving at first, but he continued to insist until I consented to look into them.
I called Lexington Law and it was one of the best decisions I’ve made. After I signed up with them, they went to work by disputing the negative items I had on my credit report. After a few weeks, I started getting letters saying that some of the negative items had been removed. My credit score climbed steadily from that point on. Since then I have been able to buy my first home and my finances have been in great shape. All thanks to calling Lexington Law ((800) 220-0084). (See below).
Alliance One Removed from My Credit Report:
I can’t even begin to tell you how thankful I am that my friend told me about Lexington Law. I was finally able to purchase my first home and my financial life has been secure ever since. With the negative accounts off of my credit report, my credit scores have improved significantly. Here’s a picture of my credit scores:
“I have to admit I was a little skeptical at first, but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Thank you for everything you are doing for me and please pass on to your staff my appreciation for all of their hard work.”
— T.B., Lexington client
“I have seen dramatic improvements in my credit rating. I was able to benefit from these changes by refinancing my home, and received a excellent interest rate. I could not have done this without the services of your company. I have now achieved my desired goal. Thank you.”
— Brian, Lexington client
You can read hundreds of client testimonials and even watch some very inspirational client video testimonials here.
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Lexington Law is now offering $50 off the initial set-up fee when you and your spouse or family members sign up together. The one-time $50.00 discount will be automatically applied to both you and your spouse’s first payment.
Did you know that military service is one of the 5 credit killers? Military families are often under high stress and pressure. There isn’t always time to think and sometimes being a military family means packing up and moving with little notice. It is easy to be late or miss an occasional bill payment when things get hectic. Missed and delinquent payments of any kind affect your credit score. Lexington Law offers active military members a one-time $50 discount off the initial fee.
Get Alliance One Collections Removed from Your Credit Report Now!
For over 24 years, Lexington Law Firm has been the trusted provider of affordable credit repair solutions. Since 1991, Lexington Law has provided expert credit repair services and experienced support to hundreds of thousands of people. Their many years of experience has helped them develop and refine their credit repair services to deliver optimal results.
If you are sick and tired of having bad credit and dealing with collection agencies like Alliance Once call now or fill out the form below for a free consultation! The number is (800) 220-0084. Upon calling they will pull your credit report and also give you a free, no obligation credit score and answer any questions you have about credit repair and collection agencies.