How to Remove Charge Offs from Your Credit Report
Charge off is an accounting term used by creditors when they consider a debt to be uncollectable. The debt is still legally valid and the creditor can attempt to collect the full amount. Charge offs are usually sent to collection agencies and handled by debt collectors.
If you have charge offs on your credit reports, your ability to obtain credit will be seriously impaired. The best thing you can do is remove charge offs from your credit report.
True Story:
A few years ago, I went through some tough times in my life. During this time, I was "less than responsible" with my finances. I got in over my head and was unable to make my monthly payments. All of my credit card accounts were charged-off and sent to collection agencies. Eventually, I filed bankruptcy and was relieved of my debt, but the damage to my credit was already done.
Getting turned down for loans over and over can be so frustrating. I was so fed up with having bad credit that I finally decided to hire Lexington Law Firm, a credit repair service that a friend had told me about.
After about 3 weeks, I started receiving letters from the credit bureaus stating that negative accounts had been removed from my credit reports! (See below.)
Charge Offs Removed from My Credit Report:
My credit scores have improved tremendously since there are no longer any negative accounts on my credit report. Here's a snap shot my credit scores from MyFICO since I signed up with Lexington Law:
Client Testimonials:
“I have to admit I was a little skeptical at first, but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Thank you for everything that you are doing for me and please pass on to your staff my appreciation for all of the hard work.”
— T.B., Lexington client
“Thank you for your service. I have had great results from the work you have done on my behalf. I had been warned not to use any credit repair company, but after some research I decided to give Lexington a try. The results have been better than expected. Several items have been deleted from my credit report and more importantly my FICO score has dramatically improved. I was recently approved for 'best rate' financing on a new car and a home construction loan. Thanks.”
— B.K., Lexington client
You can read hundreds of client testimonials and even watch some very inspirational client video testimonials here.
If you're sick and tired of having bad credit, I recommend you visit Lexington Law Firm. They delete all kinds of negative credit including bankruptcies, foreclosures, repossessions, charge offs, judgments, tax liens, collections, late payments and more.
Remove Charge Offs from YOUR Credit Reports Now!
