How to Remove Charge Offs from Your Credit Report
I Raised My Credit Score Over 200 Points by Removing Charge Offs from My Credit Report!
Read my story below (and check out the photos for proof) to see how you can remove charge offs from your credit report.
What is a Charge Off?
Charge off is an accounting term used by creditors when they consider a debt to be uncollectable. The debt is still legally valid and the creditor can attempt to collect the full amount. Charge offs are usually sent to collection agencies and handled by debt collectors.
If you have charge offs on your credit reports, your ability to obtain credit will be seriously impaired. The best thing you can do is remove charge offs from your credit report.
How I Got Bad Credit
A few years ago, I went through some tough times in my life. I lost my job after the company I worked for went under. The bills piled up and I was unable to make my monthly payments. Eventually, all of my credit card accounts were charged-off and sent to collection agencies.
My life became a nightmare of collection calls and endless harassment from debt collectors. Eventually, I filed bankruptcy and was relieved of my debt, but the damage to my credit was already done.
What I Did About It
For years I was denied the chance to own a home, get a new car, or even take a vacation – all because my credit scores were too low for the banks to even consider giving me a loan. Getting turned down for loans over and over was frustrating and embarrassing.
A friend told me about Lexington Law Firm and was ranting and raving about how awesome they were. I was skeptical at first, but after seeing what they did for him, I knew I had to give them a try. So, I got online and looked them up.
Lexington Law Changed My Life
I called the 1-800 number at the site (800-258-0062) and spoke to a credit expert who was very friendly and understanding of my situation. She was also very knowledgeable. So, I went ahead and signed up. Boy, am I glad I did! After about 3 weeks, I started receiving letters from the credit bureaus stating that negative accounts had been removed from my credit reports! (See below.)
Charge Offs Removed from My Credit Report:
I raised my credit scores by OVER 200 POINTS since I got the charge offs and other negative items removed from my credit report. Here's a snap shot my credit scores from MyFICO since I signed up with Lexington Law:
Client Testimonials:
“I have to admit I was a little skeptical at first, but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Thank you for everything that you are doing for me and please pass on to your staff my appreciation for all of the hard work.”
— T.B., Lexington client
“Thank you for your service. I have had great results from the work you have done on my behalf. I had been warned not to use any credit repair company, but after some research I decided to give Lexington a try. The results have been better than expected. Several items have been deleted from my credit report and more importantly my FICO score has dramatically improved. I was recently approved for 'best rate' financing on a new car and a home construction loan. Thanks.”
— B.K., Lexington client
You can read hundreds of client testimonials and even watch some very inspirational client video testimonials here:
If you're sick and tired of having bad credit, I recommend you visit Lexington Law Firm. They delete all kinds of negative credit including bankruptcies, foreclosures, repossessions, charge offs, judgments, tax liens, collections, late payments and more.
Remove Charge Offs from YOUR Credit Reports Now!
