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In part one of our discussion on what to do about a charge off, we discussed what charge offs are  [...]

It’s a common refrain during the holiday season – department stores and other outlets offering discounts of 10% to 30%  [...]

Next to bankruptcy, charge offs are one of the most damaging items you can have on your credit report.  However, the  [...]

If you’ve received a letter in the mail from AFNI Inc. demanding payment for a debt, you aren’t alone. But  [...]

Most people don’t give much thought to their credit scores on a day-to-day basis. It’s only when loan applications are  [...]

Credit repair companies make it easier for consumers to help themselves when it comes to improving their credit scores. Despite  [...]

Traditionally, the holiday season is the time when most individuals increase the number and type of purchases they make. And  [...]

Another staple of the holiday shopping season is the deferred payment plan. While the terms vary, usually the offer allows  [...]

Learning how to fix your credit amid the hype surrounding Black Friday and all the “special financing” offers that come along  [...]

While no one is ever grateful for the stress and worry associated with having credit problems, there is silver lining  [...]