About Us


Since 2007, AAACreditGuide.com has been the credit repair authority site to over 1.9 million users. The information on this site has been, and always will be, 100% free.

If you’re ready to learn how to repair your credit, you’ve come to the right place! We’re passionate about helping people repair their credit and we’re very glad you found us. We hope that if you find this site helpful you’ll tell others about us so we can help them too!

If you are not interested in learning credit repair (or simply don’t have the time) and would rather have a professional repair your credit, we highly recommend call our recommended rep over at Lexington Law for a free consultation at 1-800-220-0084.

Who We Are

We are consumers just like you. That’s why we want to provide quality information and advice about dealing with credit cards, credit reports, and everything else in the world of credit. We have families that we love and want the best for – just like you. We won’t recommend any service or website that we don’t already know. We will help you without the hidden games, misleading pop-ups, or “come-ons” that other websites offer. Just simple, straightforward help solving the problems around credit and credit reports.

Where Do You Start?

Learning about negative credit items is a great place to find answers to your questions. You can also check out the top credit repair companies and read our reviews of them. Additionally, you will find many helpful articles at the blog. Each and every day we will be watching, reporting, supporting, and providing the best resources for ordinary, everyday consumers to use.

Remember to obtain your credit reports if you haven’t done so already.

Don’t forget to bookmark this site and stop by often! New content is posted every day.


Information on this site is a basic introduction to credit repair and credit report repair. You have many more legal rights and avenues than we can possibly list here. You may want to consult a professional credit counselor or obtain legal advice from a lawyer if your situation is in crisis or requires immediate action to resolve a problem.

Information on this Site is NOT Legal Advice

This site provides information about the law designed to help users improve their credit. And remember – legal information is not the same as legal advice! Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of the information, is appropriate to your particular situation.

Bottom line – I am not an attorney at law, just a highly-educated consumer and this is NOT legal advice. If you have not already done so, please familiarize yourself with our Terms.

Affiliate Disclosure

Disclosure of Compensation for Affiliate Endorsements

Compensation: This site contains numerous affiliate links (i.e. referral links). That means if you buy a product or service after clicking on one of the links we recommend, we get paid a commission.

Unless mentioned otherwise, you should assume AAACreditGuide.com has an affiliate relationship with the merchants providing the various products and services referenced throughout this site either explicitly or via an affiliate link. If you purchase a product or service from a third-party merchant as a result of clicking on any of our referral links, we may receive a commission payment as compensation. Those commissions help support this site and enable us to continue to provide quality information and education for consumers.

With that said, you can be confident we will always give our honest opinions, analysis, assessments, findings, beliefs, and/or experiences about those products and services.

Disclosure of Affiliate Relationships

Affiliate Relationships: Income is generated for the owner of AAACreditGuide.com based on affiliate relationships with our partners. As a result of these affiliations, AAACreditGuide.com may contain content which might present a conflict of interest. This content may not always be identified. We really aren’t trying to fool anyone into doing anything inappropriate; we simply are biased toward companies that we feel can do a good job helping people.

We’re passionate about the companies we recommend and have built relationships with some of them. If you ever have an issue with a company that we recommend, please contact us immediately and we will do our best to help you fix the issue.

Disclosure of Third-Party & Sponsored Ads

Sponsored Ads: Text and image ads that appear on this site are either third party ads (e.g. Google AdSense Ads) or sponsored ads and will almost always be labeled accordingly (e.g. “Ads by Google”, etc.). If a text or image link appears to be an ad but is not labeled as such, then most likely it is an endorsement via an affiliate referral link as opposed to a third-party or sponsored ad. This site does not necessarily approve or endorse the products and services advertised in these third-party or sponsored ads, although we reserve the right to do so, particularly in situations where the ad is on behalf of a merchant with whom we have an affiliate relationship.

Disclosure of Income Sources

Income Sources: This site does not sell any products directly. All income is earned from affiliations, third-party ads, and sponsor ads.